Can I Defer My Copier or Printer Lease?

It’s no secret that times are tough for small and medium sized businesses — and if your business isn’t considered essential, it may be impossible to reach customers and keep cash flowing.

This doesn’t, however, mean that your business’ needs have been reduced — and for many companies, it is the opposite; if businesses are going to stay afloat, they need a wide array of solutions within their organization.

One such solution is a copier and printer — but office machines such as these can often cost anywhere from $8,000 to $30,000 depending on the needs of the business. So when times are tough, and every penny matters, how are businesses expected to afford these necessary solutions?


Many leasing companies, regardless of industry, are offering deferred leases — meaning your organization can begin making use of the solution or service you need, without needing to begin payments — after a previously agreed upon term, payments will start on the lease.

It is worth noting that your company will need to pass a credit check to be approved for a deferral of payment. There is, however, a twist — if your company’s financial standing is deemed too strong by the leasing company, your organization will not be eligible for a deferred lease. In order to qualify, your company must be (by the leasing companies’ standards) sufficiently impacted by the COVID-19 pandemic.

If your company has felt a significant impact from forced closure, it may be worth speaking to your leasing company about deferring your current lease as well — this is also an available option. If you need advice in doing so, your representative should be able to help guide you through this process.


A deferred lease payment provides two solutions: the machine you need, and a reprieve from payment. While a deferral does increase the length of your lease, it does give your business the ability to provide the customers and employees that depend on it with the solutions they need.

Tony Floyd
Tony is a Business Improvement Specialist with Cobb, and has worked in the imaging industry since August 2019. When Tony isn't helping businesses discover imaging solutions, he spends most of his free time coaching, watching, and driving his kids to-and-from youth sports.